What is Farm Liability Insurance?
Farm Liability Insurance protects you, as a farmer from legal actions and costs brought upon by 3rd parties who have been injured or suffered loss as a result of your negligence.
What does Farm Liability Insurance cover?
Farm Liability Insurance can cover a very broad spectrum of claims, which are namely caused by your negligence. This may also include your legal and defence expenses.
Farm Liability Example
One of your cattle has escaped your farm from an open gate and wandered into the path of an oncoming car, on the local highway.
The driver of the vehicle has been air lifted to hospital in a serious condition and is expected to undergo surgery and months of rehabilitation, including time off work.
Your Farm Liability Insurance has you covered and will replace the claimants motor vehicle, medical transportation and treatment expenses as well as their wage during their rehabilitation period.